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Investment Plans

Societe Generale’s new range of Investment Plans brings together two experts in the field of Structured Products; the Plan Manager, and Societe Generale as a globally renowned expert in financial engineering. Together, we aim to provide advisers with greater choice and innovation from a provider you know you can trust.


By combining the extensive Plan Management and Structured Product expertise of the Plan Manager, with the award winning investment banking capabilities of Societe Generale, we aim to provide a first-class structured product offering for Financial Advisers and their clients in the UK.

Who is Societe Generale and what is their role?

Societe Generale provides the Securities for the Investment Plans, whereby the performance of the Plans is dependent on the Securities provided by Societe Generale. Societe Generale’s Corporate & Investment Bank has been a global leader in Equity Derivatives since 1989. The people, infrastructure and experience that have made this possible are the same as those behind Societe Generale Investment Plans.

Who is Walker Crips and what is their role?

Walker Crips’ predecessors first bought and sold shares for clients on the London Stock Exchange in 1914. Through acquisitions, the company can now trace its roots as far back as the 18th century, making it one of the City of London’s oldest independent companies.

Today, Walker Crips Group is a fully listed UK public company specialising in Fund Management, Wealth Management, Stockbroking and Structured Investments.

Walker Crips Structured Investments is a specialist division providing financial advisers, financial institutions and other professional intermediaries with carefully-considered investment opportunities. Walker Crips does not give investment advice, instead it focuses on the design and administration of its structured investment plans. 

Walker Crips corporate brochure

Walker Crips Company Registration

Walker Crips Structured Investments is a trading name of Walker Crips Investment Management Ltd. Walker Crips Investment Management Ltd is authorised and regulated by the Financial Conduct Authority and is a member of the London Stock Exchange. Registered in England number 4774117. Registered Office: Old Change House, 128 Queen Victoria Street, London EC4V 4BJ. Authorised and regulated by the Financial Conduct Authority. Member of the London Stock Exchange. FCA number: 226344

Who is Mariana and what is their role?

Mariana is an investment group based in the City of London. It was established in 2009 as a brokerage firm and quickly established a reputation as a market leading execution services provider for Cash Equities, Equity Futures and Options, and Fixed Income.

Since then, the firm has developed a range of products and services including corporate tax advisory, analytical strategy, market strategy, individual tax planning products (EIS and IHT/BPR), and structured products for UK and international markets. 

In 2017, Mariana entered into a strategic relationship with United First Partners (“UFP”). UFP is a global leading Special Situations Investment & Advisory Group, offering a wide range of special situations research and broking and advisory services to institutional and fund management clients. These services range from the sale and purchase of strategic assets to corporate finance, debt and equity capital markets and wealth management. Over the past 6 years, UFP has been recognised as the #1 independent Pan European Special Situations research house by industry leading survey Extel.

Mariana, combined with UFP, continues to develop its products and services based on the principles on which it was founded and focuses on offering a range of products that help Investors realise their investment objectives.

Mariana Structured Products
Having established the Structured Product division at the beginning of 2013, Mariana now boasts a global reach in the market, offering multiple product lines across multiple jurisdictions. In June 2014, Mariana brought on board the senior members of Gilliat Financial Solutions, the Structured Product arm of Arbuthnot Latham private bank. It is now one of the most established providers both in the UK and Offshore markets.

Mariana Company Registration

Mariana UFP LLP is authorised and regulated by the UK’s Financial Conduct Authority. FCA registration number is 551170. It is incorporated in England and Wales, Company No. OC363748.

Mariana is a member of the UK Structured Products Association.

2nd Floor
100 Cannon Street

Who is Investec and what is their role?

Investec Structured Products is a trading name of Investec Bank plc, part of the Investec Group.

Investec Structured Products is a business that is defined by our product proposition; clear, transparent and client focused. Since our launch in 2008, we have been voted Best Structured Products Provider 28 times by 7 different industry bodies. We have also received awards for IFA service in addition to our product, marketing and website awards.

We offer a wide range of consistently available structured deposits and investments covering a variety of risk and return profiles. These plans are designed to complement investment portfolios and are distributed exclusively through financial advisers and intermediaries. We are constantly striving to improve and define our proposition and where appropriate our structuring specialists can work directly with your business in developing tailored investments to maximise market opportunities.


Investec Company Registration

Investec Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. It is a member of the London Stock Exchange Registered under Financial Services Register reference 172330. Investec Bank plc is a limited company registered in England and Wales at Companies House. Registered office is 2 Gresham Street, London EC2V 7QP and registered number is 00489604. VAT number: 480912639

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Terms & Conditions

This website is issued by the London Branch of Societe Generale. Societe Generale London Branch is authorised by the ECB, the ACPR and the Prudential Regulation Authority (PRA) and subject to limited regulation by the Financial Conduct Authority (FCA) and the PRA. Details about the extent of our authorisation, supervision and regulation by the above mentioned authorities are available from us on request.


This website is published by Societe Generale:


Société Anonyme with a capital stock of € 1 009 897 173, 75 as of December 11th, 2017

Paris Trade Register No. 552 120 222

APE No.: 651C

Registered Office: 29 Boulevard Haussmann 75009 Paris

VAT No: FR 27 552 120 222


Publication Manager: Mr. Frédéric OUDÉA, Chief Executive Officer

Editorial Manager: Mirela Mardare



This website is governed by French law, except to the extent where its content refers to financial services provided in United Kingdom in which case the law of United Kingdom shall apply.


The information, services and products on this website are intended for use only by financial advisers (herein “Financial Advisers”) and are not aimed at or intended for use by retail investors or persons who are residents of any other jurisdiction, other than the United Kingdom.



Societe Generale is a licensed French credit institution supervised by the Autorité de Contrôle Prudentiel et de Résolution, (“ACPR”: 4 place de Budapest CS 92459 75436 Paris Cedex 09), controlled by the Autorité des Marchés Financiers (“AMF”) and under the prudential supervision of the European Central Bank (ECB). In accordance to the provision of French Code Monétaire et Financier (Monetary and Financial Code), Societe Generale, as a credit institution licensed for the provision of investment services, is authorized to carry out all banking operations and provide all investment services except for the investment service of the operation of a multilateral trading facility (“MTF”) or an organized trading facility (“OTF”).




Societe Generale shall make its best efforts to ensure that the information displayed on this website is accurate and up-to-date. Societe Generale reserves its right to amend the content of this website at any time, without prior notice. However, Societe Generale is not able to guarantee that the information herein is complete or that it will not be modified by a third party (malware). Societe Generale shall not be held liable for any difficulty or impossibility to access the website due to an internet connection problem.

Societe Generale shall not be held liable for any indirect consequential loss or damage, including, but not limited to: any damage or loss arising from any transaction carried out on the basis of the information herein, any loss of profit, loss of business, or any other loss arising from a service interruption due to an internet connection problem.

Further, Societe Generale shall not be held liable neither for the results of any factor beyond their control nor for any eventual loss or damage to the technical environment of the website users, including, but not limited to, hardware, software, or any other equipment used to access this website or use the services and/or the information herein.




The potentials information or material about financial instruments on this website are provided for general information purposes only and should not to be construed as a solicitation or an offer to buy or sell any financial instruments, or any substitute for any form of advice or recommendation with respect to such financial instruments.

Societe Generale accepts no liability for losses or damages which may be directly or indirectly sustained by any visitor to the website or other person who obtains access to the material on the website. 

Any person wishing to obtain information about Societe Generale products or services is requested to contact Societe Generale to obtain the regulatory information document (where applicable), and any other relevant information on the availability, terms and conditions, and prices.

The Plans described within this website are not suitable for everyone. Investors’ capital is at risk. Financial Advisers should not advise their clients to invest in these Plans unless they understand their nature and the extent of their exposure to risk.

The value of these Plans may be exposed to fluctuations in rates of exchange, and these may have an adverse effect on the value or price of the Plan. Information in the website on past performance cannot be relied upon as a guide to future performance. The value of these Plans can go down as well as up and investors may get back less than their initial investment.

This disclaimer cannot disclose all the risks and other significant aspects of the Plans. You should study the risk factors attached to these products that are disclosed below and throughout this website.

This website does not constitute an offer for sale of securities in the United States and the securities will not be registered under the U.S. Securities Act of 1933, as amended (the « Securities Act »). The securities may only be offered, sold, pledged or otherwise transferred in an “offshore transaction” (as defined under Regulation S) to or for the account or benefit of a Permitted Transferee.  A “Permitted Transferee” means any person who (a) is not a U.S. person as defined in Rule 902(k)(1) of Regulation S and (b) is not a person who comes within any definition of U.S. person for the purposes of the U.S. Commodity Exchange Act (CEA) or any rule of the U.S. Commodity Futures Trading Commission (CFTC Rule), guidance or order proposed or issued under the CEA (for the avoidance of doubt, any person who is not a “Non-United States person” defined under CFTC Rule 4.7(a)(1)(iv), but excluding, for purposes of subsection (D) thereof, the exception for qualified eligible persons who are not “Non-United States persons,” shall be considered a U.S. person) and (c) is not a "U.S. Person" for purposes of the final rules implementing the credit risk retention requirements of Section 15G of the U.S. Securities Exchange Act of 1934, as amended (the U.S. Risk Retention Rules) (a Risk Retention U.S. Person).  The securities are available only to, and may only be legally or beneficially owned at any time, by Permitted Transferees.



Key risks for Investment Plans


Capital is at risk and investors could lose some or all of their capital.

If SG Issuer and Societe Generale were to default or become insolvent, the products will terminate immediately. The amount that your client receives back for their investment will depend on i) the market value of their Investment at that time and on ii) the value of the collateral assets at the time of expiry and your client may receive back less than your initial investment.

Liquidity risk: Societe Generale aims to provide a secondary market for the products during the investment term. However, certain exceptional market circumstances may have a negative effect on the liquidity of the products, and even render the products entirely illiquid, which may make it impossible to sell the products and result in the partial or total loss of the invested amount. There is no liquid market on which these products can be easily traded, and this may have a material adverse effect on the price at which these products might be sold. Therefore, the investor may lose part or all of the invested amount.

As with all similar structured investments, in the event of Counterparty or Issuer insolvency your client will not have recourse to the Financial Services Compensation Scheme.

Market risk: The products may be subject to significant price movement at any time before maturity, which may in certain cases lead to the loss of your entire capital invested.



Key risks for Deposit Plans


If Societe Generale Hambros Bank Limited becomes insolvent or fails to repay the amounts due, you could lose some or all of your initial deposit and any gross return owed to you on the Plan maturity Date. As with any deposit, if the Deposit taker fails to pay or becomes insolvent you may be eligible to claim under the UK Financial Services Compensation Scheme (“FSCS”) up to the scheme limits. For further information visit

In order to provide the performance of a Deposit Plan, the Deposit taker will enter into a linked transaction with Societe Generale. In the event an ‘Extraordinary Event’ were to occur whereby for example, Societe Generale becomes insolvent, and the Deposit taker was unable to match the terms of the linked transaction with another provider, the Deposit taker may not be able to maintain the returns or income stipulated for a Deposit Plan. In such circumstances the income or return investors receive from a Deposit Plan may be less than the headline rate. The investor’s Counterparty Risk with Societe Generale relates only to the terms of the income or return which can be offered by a Deposit Plan. The solvency of Societe Generale has no effect on the actual deposit.

Market risk: The deposit Plans may be subject to significant price movement at any time before maturity. If you were to withdraw from the Plan early you could get back less than your initial deposit.



Suitability test


The purpose of the suitability test is to ensure that the products and services offered meet the client’s investment objectives. In addition, it ensures that the client shall be able financially to bear the risks of the investment (including any relevant loss of capital) and that the client has the necessary experience and knowledge to understand these risks. When providing personal recommendations in relation to these Plans each Financial Adviser is required to and must have undertaken a suitability test and must only recommend products and services that are in accordance with the results of the suitability test.

Please note that Societe Generale does not provide investment advice.




In accordance with its legal and regulatory requirements (particularly under the Market in Financial Instruments Directive (“MiFID”)), and depending on the type of financial instruments involved, Societe Generale may be required to verify that the financial instruments are suitable or appropriate to client investment objectives, financial situation, knowledge and experience. 

Any kind of request for subscription of a product or service offered by Societe Generale requires the acceptance of Societe Generale and implies the subscriber’s acceptance to the applicable terms and conditions, and prices.

The content of this website is provided for information purposes only. This information should not to be construed as a public offer, a solicitation from Societe Generale to the visitor of the website. None of the services and products target persons from countries which prohibit those services and products: Each person interested by subscribing products/services should assess with his/her own advisor whether his/her legal and fiscal status allows it.



This entire website is governed by French and international legislation on copyright, trademark and database law and intellectual property in general, both as they are applicable to its form (editorial choices, layout, topics, means for accessing data, display, etc.), and to its content (text, images, etc.). 

Any reproduction, representation, diffusion or re-diffusion, in whole or in part, of the contents of this website on any medium or by any means whatsoever (including, but not limited to, caching, framing), as well as any sale, resale, retransmission or any other act tending to make such contents available to any third party in any manner whatsoever shall be prohibited, except preliminary written authorization of the publication manager. Failure to comply with these restrictions shall constitute a forgery engaging the civil and criminal liability of the forger.

Only the paper reproduction is authorized under conditions of a use in strictly personal purposes, a respect for the integrity of the reproduced documents, or in short quotation with clear and readable mention of the source, for example under the following form "Extracts from the site All rights reserved Societe Generale group."

The trademarks quoted on the site are protected: their reproduction or use is forbidden.

Hypertext links: Societe Generale shall not be liable for the hypertext links towards other websites, and particularly for the contents of the linked websites.

Societe Generale shall not be liable for the hypertext links towards this website.



When you complete the contact form on the Societe Generale website, we will use your personal data to send you marketing communications about product related news, as well as sending you literature about our investment and deposit plans by post with your consent. 

Your personal data will be used by the Societe Generale UK IFA sales to provide this information to you. 

Unless otherwise stipulated by legal or regulatory provisions, the personal data are stored for the length of time you wish to receive this information and if you no longer wish to receive this information, please let us know. 

To the extent necessary for the fulfillments of the above purposes, Societe Generale may communicate some information to its entities, service providers and partners that are not members of the European Economic Area. These transfers are processed in a manner and guarantees that ensures appropriate security and confidentiality of the personal data. 

You are entitled to access your personal data, to obtain rectification and erasure, a right to restriction of processing, a right to object as well as a right to data portability from the following email address:



We have appointed a data protection officer (DPO) to oversee compliance of data protection laws. Our DPO can be contacted at You have the right to make a complaint at any time to the Information Commissioner's Office (ICO), the UK supervisory authority for data protection issues at the following address: 

Information Commissioner’s Office 

Wycliffe House 

Water Lane 




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